Home Loan Center

Whether you are buying your first home, looking to upgrade, refinancing to a lower payment or planning some home improvements, 1st Liberty has a home loan for you.  Our mortgage loan experts are dedicated to helping you find the loan to fit your needs.

  • Great Rates
  • Competitive Closing Costs
  • Local Service
Home Loan Solutions

Fixed Rate Mortgage – This type of loan can be used for purchase, refinance, cash-out or debt consolidation.  It typically provides unchanging monthly payment, shorter repayment terms and local servicing.

Home Improvement – FHA Title 1 – Best used for home improvements.  It can be obtained with minimal to no equity and provides for unchanging monthly payments and local servicing.

Home Equity Line of Credit – This is a great loan option for home improvements, college tuition, special vacation, debt consolidation or any other unexpected expense.  The home equity line of credit is a revolving line of credit that you can use when you need and repay and reuse it when you need it again.  This type of loan is serviced right here at your credit union.

Government Loans – FHA and VA Loans – First time home buyers may qualify for a FHA Loan that provides a much lower down payment and lower monthly payments for qualified borrowers.  Qualified Veterans may purchase or refinance a home with no down payment and lower monthly payments with a VA Loan.

USDA (Rural Development) Loans – 100 percent financing guaranteed by USDA.