Savings Accounts

Whether you're saving for your dream home, a new car or a family vacation we put YOU 1st with savings options for the way YOU live.

From basic savings accounts to share certificates, we have a savings account to fit your needs.

Primary Savings Shares
To become a member, you must make a deposit of $25.00 to a primary share and maintain that balance going forward.  This entitles you to one share of the credit union and allows you the opportunity to take part in membership meetings, vote for your Volunteer Board of Directors and other important credit union business.

  • Earn dividends monthly
  • No monthly service charge
  • Can be used for overdraft protection
  • $25.00 minimum balance

Youth Savings Shares
It's never too early to start getting in the habit of saving.  This account is perfect for our members under the age of 18. 

  • Low $5.00 minimum balance
  • Earn dividends monthly
  • No monthly service charge
Sub Savings Shares
You can have as many separate savings accounts as you need all under one account number.  This makes it easier to save for those special items or occasions.
  • Earn dividends monthly
  • No monthly service charge
  • Can be used for overdraft protection
  • No minimum deposit
Money Market Account
This account offers you higher dividend rates plus flexibility.  It's a great way to save and earn more without tying up your money for a set term.
  • Higher dividends with average daily balance of $2,500.00 or more. (Paid monthly)
  • No monthly service fee
  • Take up to 3 withdrawals per month
Medical Savings Shares
A Medical Savings Share is a self-administered savings account that may allow Montana resident taxpayers a reduction in their Montana adjusted gross income.  This share is for individuals only (no joint owners) and can be used for qualifying medical expenses to reduce Montana state taxable income.  Be sure to ask your tax professional for more information about Medical Savings Shares.
  • Maximum annual contribution $3,000.00
  • No minimum balance
  • No monthly service charge
  • Dividends paid monthly
Club Shares
We offer 2 different Club Shares, Vacation and Christmas.  This allows you to save for these special occasions and earn higher dividends.  The funds deposited into the club account are "untouchable" until maturity date or the share is closed.
  • Vacation Club – matures June 1st of each year
  • Christmas Club – matures October 1st of each year
  • Maximum share balance per year $5,000.00
  • No minimum balance
  • Dividends paid monthly

Share Certificates
An easy stress-free way to invest money for your future.  These are a higher Annual Percentage Yield earning share account with terms as little as 6 months or as long as 5 years.

  • Terms from 6 months to 60 months
  • As low as $250 minimum balance
  • Earns dividends monthly
  • No monthly service charge
  • Rate locked for the term of the share certificate