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Privacy Policy

Rev. 09/2010

WHAT DOES 1ST LIBERTY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
FACTSWHAT DOES 1ST LIBERTY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores
When you are no longer a member, we continue to share your information as described in this notice.
How?All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reason 1st Liberty FCU chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information
Reasons we can share your personal informationDoes 1st Liberty FCU Share? Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes —
to offer our products and services to you
YesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes —
information about your transactions and experiences
NoNo
For our affiliates’ everyday business purposes —
information about your creditworthiness
NoNo
For our affiliates to market to youNoWe don't share
For nonaffiliates to market to youNoWe don't share


Questions
Questions?Call 406-761-8300 or Toll Free 1-800-824-0585


Who We Are
Who we are
Who is providing this notice?1st Liberty Federal Credit Union


What we do
What we do
How does 1st Liberty FCU protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does 1 st Liberty FCU collect my personal information?We collect your personal information, for example when you
  • open an account or show your government–issued ID
  • apply for a loan or provide employment information
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.


Definitions
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies:
  • 1st Liberty FCU has no affiliates
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • 1st Liberty FCU does not share with nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurancecompanies.

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